When I was 18 I was trying to get a car by myself and establish credit. Jd Byrider said that they report credit every time you make a payment and 2 years later when I was trying to get out of that "lease" and into a new car with a new dealership, they said that JD Byrider WAS NOT REPORTING CREDIT! So not only did I pay over $12, 000 for a 1998 Nissan Sentra, with 22% interest (in 2008) they did not report anything! They are worse than loan sharks! read full review »