2 complaints: 1) I sent $500.00 to someone in New York using my HSBC credit card and Western Union. When I received my statement from HSBC, I was hit by a "Cash Fee" of $27.00 or 5.4% of the amount sent. When I complained about it, I was told that "transfers are considered to be cash advances and that I is mentioned in the credit card agreement..." 2) My interest rate was increased to 30%!! because "...the system shows that you were 30 late in your payment for November 2008..." This is INSANE because I pay... read full review »