My husband ordered this product in December 2008. He was under the impression that he would receive a kit in the mail consisting of a disk and a booklet. He authorised a one off charge of $1 for this. However, as of today 3/11/2009, he has not received the kit, however a total of $95 has been taken out of our account. Currently I am going through all the hassle of cancelling the product and getting the money back. So far I have had $4.95 debited back into the account from someing called 'Fraud Protection'. My main... read full review »