In December 2008, I contacted IC Systems to set up payment dates for an outstanding debt.I had set up 3 dates with IC Systems, all based on my paydates, to ensure that the funds would be available for the payments. December and January went without incindent. Payments were taken out of my checking account on the arranged dates. (Each payment date was confirmed by IC Systems with a letter stating the date that the payment would be pulled from my account.) February's payment, which was set up and confirmed by IC Systems, was to be tqken... read full review »