I had gotten this card one month prior to my wedding in 2007, so I've had it about 2 years now. I just seen a few short weeks ago that my credit limit was reduced on this card from $7000 to $3600 and without notice! Aren't they required by federal law to notify the customer of impending changes to a credit limit/interest BEFORE they actually do it? This is an outrage! This all began about two statements ago I noticed that HSBC reduced my cash advance limit from $3500 to $1300, first. I wondered why that was? Then the last statement I... read full review »