Bay Area Credit Service LLC sent me a letter saying I took an ambulance and that I needed to pay almost $700 to them, but that if I paid it within 30 days they would except $200!!! That is insane, I have never been in an ambulance before. I decided to look up and see what town the ambulance company they were talking about was in and I found this site saying someone else got the same letter, I am SO SO glad I found your site, now I know it's not just a mistake, but it is a scam. I thank God for this site! I will be calling thi... read full review »