I have a personal loan with citifinancial. when I sign the process and paper work, the agent (whom has not call or appear in person when I called or show to the office) was nice, and gentle. he offer me the money for the loan and the insurance in case of involuntary time off of work... he said, this will cover your loan paymants for up to 6 months and then when you get a new job let us know and every thing will be like nothing happened. and I believe it... after close to 4 months I lost my job (lay off) for the situation in the whole... read full review »