the guy comes around and has all these brochures and tries to make his story legitimate, saying its $1, 000 for college but dont believe him. tell them no and close the door. i unfortunately bought the subscription to "turtles" for my nephew but moments later i looked up yoli and associates and found they were fake. unfortunately for the scam artists i wanted my money back and i didnt stop at asking politely. he gave me my cash (and a black eye) but that was the end of it. THE COMPANY IS FAKE, they take your money and do not deliver product!!! read full review »