i applyed for a payday loan from several sites in one day. in order to apply u have to give your info, right? Well i was turned down a few times so i was suprised when i was approved. then a foreniegn guy guy gets on the phone to confirm everything. I barely under stood what he said but I did hear the words 99.00. i said no i'm not going to agree & i havent got the money, & I hung up. next i know the company tried to debit my checking acct for 99.00. i put a restriant on my acct w/ wachovia. so the guy from the loan company calls today & he starts talking about affadavits & sayinf i'd be prosecuted for theft by deception!! so I kept saying where are u calling from. he wouldn't say. i asked for an english speaking supervisor. he refused to let me speak to anyone. So i said don't call me unless u put me on with someone who speaks english. he called me back 3 times til i just refused to answer then he left voice mail . He was so rude & disrespectful!!! How can i make sure he never contacts me again??