i applyed for a payday loan from several sites in one day. in order to apply u have to give your info, right? Well i was turned down a few times so i was suprised when i was approved. then a foreniegn guy guy gets on the phone to confirm everything. I barely under stood what he said but I did hear the words 99.00. i said no i'm not going to agree & i havent got the money, & I hung up. next i know the company tried to debit my checking acct for 99.00. i put a restriant on my acct w/ wachovia. so the guy from the loan company call... read full review »