I wrote a check to Lowes back in the end of July 2010 that didn't go through the first time at our bank, but did go through on the second just fine Aug. 9th. I was charged one NSF charge from our bank, on the 12th our checking account, had a Pre-Authorized Debit from Certegy Payment Recovery Systems for $25. for a return check - In looking at the bank statement I find it hard to understand why our acount was charged by this company after the check was drafted on the second try and paid. Is it legal for Lowes to use a system - who can deduct money out of our account without my knowledge or approval after it in fact was paid?!?!
I know the store may be entitled to their fees if a check is returned on the second time - but to have them use this company after the fact debit us a fee makes us very

I plan to try to place stop payment - with the back to see - if not - Lowes can kiss my business away for good...

I had a fee deducted from checking account for a check that cleared my account and they deducted 35.00 for recovery services