They first take 88.00 for a anually fee a year. Then u go online print out a certificate, U mail in 10.00 for the processing fee, then u wait for something in the mail, [about two weeks] then send that off along with 50.00 they say u have to make a written request to get back AFTER your trip and they take 10.00 out of that.You wait for something in the mail again[about two weeks]. Then when you get that back they give you a # to call to book your trip, and they never answer. You get a answering machine that says no one is available and leave a message and they will get back to u in 2 buisness days.Alot of these things dont tell you, but now i am. WOW im already on a trip...also destinations also can change at any time .So by time they answer you might not even get to take your dream trip.PLease dont fall for this like i did .