These people get you on the phone and sell you their product by telling you they are a non-profit organization wanting to help people that have no health insurance. They go through the many features that is supposed to make this plan ( they continuously tell you their product is NOT health insurance) sound wonderful without going into detail.
Basically, all this will do is give you a discount that you can probably get anyway if you ask your physician or pharmacy.
BIGGEST RIP-OFF I have ever seen. There should be an investigation into this place and money given back to the poor souls that have been taken for a ride.
I called three days into my second month and tried to cancel with a refund for the rest of the month. They told me they could not refund my money because it was a bank draft from my debit. No one told me I couldn't cancel this junk after the first initial payment that they made VERY clear was non-refundable. They told me I was covered whether I wanted it or not.
I called my bank and had my debit card canceled and got a new one with different numbers. I don't trust these people as far as I can throw the lint out of my navel.
Do no business with these people or you will regret it!