I was sent a preapproval letter stating I am approved for a card. When I went online to sign up, I was denied. Granted my credit isn't perfect, that is why I am willing to use a card like this to build my credit. This is now a stroke on my report as someone checking my credit. Upon talking to a outsourced representative, whom I could barely understand, I got a scripted run around. I asked for a supervisor, and was met with severe reluctance and placed on hold for a half hour. Finally when a supervisor came on line., another scripted run around. Transferred to another person... just a recording!!! transferred to freecreditreport.com... Another outsourcing someone from God only knows what country!!! refusal to transfer me to a supervisor. I cannot understand the broken English. What is going on with this country?????.. I recommend you run from any offer from creditonebank!!! bait and switch and now have my email, social security number and other pertinent information up for sale to the highest bidder. My next step is the better business bureau.

well i can see by what has been wrote on here about creditone bank am not going to have get my problem solved i have a charge on my card of one hundred &sixty dollars as ocl and i was scamed was getting theses flyers in my with my bills for direct rewards had like 76 dollars of free stuff to order did not say these would be charged to my card and now they put them on my card and the stuff is junk call the company and they said they had credit it back to my card so i call ocb and they said they took stuff of there for insurrance told them that was not what i was talking about they said i would have to wait till the 29th of december to find out i think them and direct rewards are in this together cause when i was over the limit by just a little they would decline my card just like maybe a few dollars now this company comes along and they let them put seventy dollars more on my account and would never