I was sent a preapproval letter stating I am approved for a card. When I went online to sign up, I was denied. Granted my credit isn't perfect, that is why I am willing to use a card like this to build my credit. This is now a stroke on my report as someone checking my credit. Upon talking to a outsourced representative, whom I could barely understand, I got a scripted run around. I asked for a supervisor, and was met with severe reluctance and placed on hold for a half hour. Finally when a supervisor came on line., another scripted run... read full review »