TJ Brooks is a SCAM Artist, please be aware!!! He will take your money, promise you things that will not happen, and when held accountable, never measures up. He comes across well educated, and is very good at sales. He likes to use the switch and bait, he drafted a contract for me to pursue a loan, and the terms he drafted were very attractive. I had to wire him $3, 000, to get my loan app going. He told me he does loans like this all the time, and that there were plenty of people out there to lend this kind of money at these great terms. Well, that never happend, I never received a loan offer, only a letter of intent, and the terms for on the letter of intent were way off from his original terms in our contract. If you have any questions regarding him, please feel free to email me at [email protected].