I received a call from a number 888-332-8122 the woman identified herself several times as being from Visa Mastercard 'the' company. I asked her how I could be sure that he was genuine. She cited the Consumer Protection Act and told me he could lower the rates on my credit cards to 4.9%. When I asked to speak to a supervisor she told me she was 'the supervisor' of the whole floor. Her name was Morgan and called me sweetie over and over.

When I asked how much it would cost me she told me 'nothing' She wanted a lot of personal information which I stupidly gave her. 30 minutes into the call and after hearing some more things that made me suspicious, she transfered me to his supervisor--'the closer' who identified himself as Jordan with Financial Protection Centers. We discussed the representation made by the other 'supervisor' and he said that was wrong and when I asked about cost again--he said I should have been told 'there was no out of pocket' expense but there was an application fee of $900. At that point he said he was going to send me to his supervisor. I was on hold and then the call went to a fast busy sound and I hung up.

They should be stopped from representing themselves to be Visa or Mastercard. I hung up the phone and they called me back over 50 times on Feb 16, 2009 and then called me again another 7 times on Feb 17, 2009 until I picked up the phone and told them to stop calling me and I told them I was aware of their scam after checking the internet. He told me to go screw myself and hung up the phone. This has to be stopped. I have contacted the FBI and they turned it over to the secret service. I alos contacted Visa and Mastercard and the credit bero.