GE Money Bank Reviews
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Blankhorse
February 4, 2009
Changes due dates to get late fees
GE Money Bank owns & services Chevron/Texaco credit card bills. My chevron bill was always due around the 20th of every month. All the sudden it was changed to the 12 then the 11 then the 10...
I cancelled the card immediately. GEMB is lurking everywhere. Check your cards!!
I also had a motorhome payment with GEMB that I refinanced right away, when I was told in order to make an extra principle payment I had to send it separately and to a different address! Can you believe it! This is their way of discouraging folks from paying off a loan early. Buyer beware. I do not understand how they are getting away with this! Who can we complain to? Who regulates these institutions?
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Waylon Hinton
February 3, 2009
Harassing calls for an account that is not ours
We have been getting phone call for three weeks from GE Money Bank trying to collect a debt that is not ours. We have received over 15 calls. Each time they are told they have the wrong person and not to call back. We did a block on our phone but they got around that. I don't know how to stop them.
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Barbara Henderson
February 1, 2009
Turned Down for Pay Later
I applied with Pay Pal to get a pay later account. GE Money Bank turned me down for reasons that were untrue.
1. I have never had delinquent or late payments.
2. My house is paid for; have deed.
3. Said I had too many inquiries; I received two new credit cards.
This company is just plain stupid.
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ernie R
January 29, 2009
I got taxed also
I also am a person who was taken by GE Money Bank for dental work that was needed first of all there high percentage rate killed me at 26.99% and then there were a couple of late fees that didnt help...The bill started at around 300.00 and ended at over $475.00...If you are considering useing them for help think twice..the have low payments which basically pay the interest and makes it hard for the principal to get taken care of...Please beware and good luck...
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Melissa
January 28, 2009
Overcharged
I accepted the Care Credit to pay my vet bill for my kitty and dog bill. At first it was very timely with my payments and Care Credit book keeping. Then, the book keeping began to turn very bad the closer I was to paying the total bill off.
For three years I have been battling with the increases in payments due to Care Credit saying in print and via telephone calls from them at all hours of the day/night any given day of the week that I have'nt made a payment. I went to the BBB of the Southland . And I received a phone call from a BBB in what the caller identified as being in Florida; saying 'you have paid-off Dr, Shinn's dental bill in full., I shouted good.
Then I started getting letters and phone calls. Someone from 'G E Money bank' stating You owe on acct no. and the animal vet account . Well; this acct. was down to $300 .Now They say, I owe Care Credit over $700.00! And, G E money bank $613.51... for both dental ans animal vet bills. The company's Care Credit and GE money bank are both addressed thus: PO Box 960061- Orlando, Florida. and it came-up as a hotel. not an office building. I am so tired of making payments on both bills, and the bill keeps going UP. I believe this is a fraudulent business.
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Alfred
January 27, 2009
Overcharged
GE Money Bank lowered my WalMart credit from $400 to $100 for no other reason than my age 76. I pulled a report CSC Credit Services that show all credit cards and revolving account were all paid on time. GE Money Bank fails to give a legitimate reason for their action.
I am boycotting WalMart, Lowes and any other company or product they represent. I encourage other to do the same and also join in a Class Action law suit against GE Money Bank for discrimination.
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m345
January 26, 2009
Predatory Lending
AGREE WITH PREVIOUS POSTS 100%! GE Money Bank should be sued, shut down, whatever it takes, to get rid of them. I see that once again, I am not the only one.
My Paypal was in good standing, but they lowered my limit and right before the payment due date, so of course I got hit with a fee. And they charge interest on their fees. They did the same with my JC Penney card, which was also in good standing. They pulled stunts like this and others several years ago, when I had a loan for something else with them. It ended in a very unhappy way for both of us. They are the biggest lowlifes in the credit industry.
I had several store credit cards before I found out that they control most of the big retail store credit cards (NOT Macy's--that's a different one) and Paypal. We should close all of our accounts with them, since that's what they will do antway if we don't owe them anything on them and BOYCOTT ALL of their cards and services. Maybe the retailers we love will get the hint and use another company to take care of their credit cards. GE Money Bank needs to go down HARD!
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bozicoven
January 25, 2009
they didn't send paper bill
I was supposed to get a paper bill sent to my home but never got one but I have already got a late fee of $15.00. after reading all the other complaints, I'm afraid to send them money online cause who knows what will happen to it. I called them but to no avail. now, because of this late fee my other credit card has doubled the interest rate. what should I do?
[email protected]
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ahosler
January 22, 2009
Credit Card Lowered limits and closures
I received notice from Sams Club Discover (GE MONEY BANK) that they were lowering my limit from $4500 to $140. (I owed about $100.) I immediately paid the balance off. I then received a letter that they were closing the account. The reasons for lowering the limit and closing the account were "Months since last delinquency" found upon reviewing my credit report. I had just ordered a copy of my credit report, and have NO LATE PAYMENTS EVER.
I just received a letter from JC Penney (GE MONEY BANK) has lowered my limit from $500 to $100. I owed them a balance of $47. The reason again was "Months since last delinquiency". I have good credit, and have never paid them or anyone else late. I called the # and asked why they did this, and they told me to get a copy of my credit report. I have a copy in hand, as I am trying to buy a home. There are no late payments or anything negative on my report. This is an unfair business practice, and stupid. I have been a good customer, and am not a bad risk. Shame on them.
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Robert Libby
January 22, 2009
Payhmet due date
As a Senior Citizen, I get paid the last day of month, and GE MONEY BANK changed the due date on bill to the 2nd and they will not change it. It use to be the 6st, up until January 2009. Requested it be change back to the 6st. THey said that they can't due it, so now I will be late every time I send a payment in, and I will be charged a late fee of $39.00. Just anotherr way to make money, out of a senior citizen, who is on limited income.
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