I had an active Goodyear credit Card account that I chose to close in July of 2008. At that time, my APR was 22.36% on purchases and approximately 26 % on cash advances. My account was in good standing when I decided to close it. Recently, I received a bill and discovered that my interest rate had been raised to 24.9% on purchases and 29.9 % on cash advances. When I contacted Goodyear inquiring as to how they could raise the rates on a closed account, I was told that they had included a change of terms notice in a previous bill (January 2009) and that I had not responded within the required period to stop the change in terms. I explained that since I pay via the internet, I rarely look at the paper bill and even so, the account was closed prior to this time. I am currently seeking a way to remedy this situation, but have been unsuccessful in getting Goodyear to change the terms. I would tell anyone who is a current Goodyear Cardholder to cancel your card before this company screws you and anyone thinking about applying for this card, "don't do it". After this experience, I will never buy a Goodyear product again.