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HDFC Bank

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India

[email protected]

HDFC Bank Reviews

[email protected] July 4, 2012
LOOTING BANK
----- Forwarded Message ----- From: Rtn Vijaya Bhaskar <[email protected]> To: "[email protected]" <[email protected]> Cc: "[email protected]" <[email protected]>; "[email protected]" <[email protected]>; "[email protected]" <[email protected]> Sent: Wednesday, 4 July 2012 5:33 PM Subject: Looting To The Branch Manager, HDFC Bank, S R Nagar, Hyderabad. Ref : My SB Account no : 06421000114400 With ref to the above , We have received a call from 040-66443967, 3.14 p m, By saying that they are ready to reverse the charges subject to the submission of our assurance letter in person by stating that we will maintain the minimum balance of 10 K in future.WE FED UP THIS SORT OF BEHAVIOR. That means your people doesn't have any sense to communicate the changes if any?. And in addition to that your socalled people tried ever to educate by saying that its our duty to check the same with the statements {We were informed us that your people will mention the changes if any in bottom of the statement} and to follow the same. When the minimum balance was enhanced and its not your duty to communicate us ?. As on date, we have never received any monthly statements by post to our address except by email that also pass word protected which we were failed to open those statements. While our intimation we were assured to reversal the charges debited to our account.Immediately we have deposited Rs.5,000/-. Then why once again debited our account?. We fed up this sort of nonsense and asked him to send back the balance money if it so, by closing our account as requested earlier, He denied for it and asked us to come and to submit a closure application especially in person.How stupidity ?. In addition to that he denied to answer our questions by saying that already their branch manager may answered our questions and he advised us to do what we can do and there is no re-greatness about the lapses from their part. WE ARE NOT ALL HAVING ANY PATIENCE TO BECOME FOOLS BY YOUR SOCALLED , EDUCATED LOOTERS by loosing our hard earned money. We demand your people to send us the statement from June 2011 to as on date to verify the same and to lodge a complaint to RBI, Bankers Ombudsman - Hyderabad in this regard. We demand your people to close our account immediately and send back our hard earned money with out fail to avoid further action course in this regard. Regards Rtn Vijaya Bhaskar M JAGISA GROUP Of Agencies # 502, Swarajya Residency, Adj to "Vikas" The Concept School, Sai Krishnaja Hills, Coca Cola X roads (Ameenpur), Miyapur to Bollarum route, Bachupally post, Hyderabad - 500 090. A P. Ph: +91- 40 - 2304 6898 , 2304 8615, 6451 5947 Fax: +91 40 2304 6530. Mobile: +91 99514 -13683 / 92462-13683 / 98481-13683 Email: [email protected] Visit us at: http://jagisa.net, http://jagisapaperbags.com C C to Grievance Redressal, Chairman & Managing Director / HDFC Bankers Ombudsman, Hyderabad From: "[email protected]" <[email protected]> To: [email protected] Cc: [email protected] Sent: Wednesday, 4 July 2012 3:54 PM Subject: Request for reversal of charges Dear Mr. Vijaya Bhaskar, Greetings from HDFC Bank. This is with reference to your request for the reversal of charges levied to your account. We have already reversed 2 AMB charges to your account as a service gesture and requested you to maintain the required minimum balance to avoid such charges. AMB charges for the month of May 2012, also levied as the required balance is not maintained in the account. We request you to kindly submit a letter confirming that you will maintain the required minimum balance in the account. Post which, we shall reverse the charges. Please do write to us for further clarifications and assistance. ---------------------------------------------------------------------------------------------------------------------------------------------------- 02/07/2012,6.43 P M Just now recd a call from the branch people 040-66443970,6.14 pm by saying that they have already reversed the charges in june itself. Further they have debited further for non maintenance of 10 k in june 2012. We fed up this behavior and expressed our feelings and we were educated by her that they are mentioning in bank statement about the change to keep minimum bal of rs. 10 k . That your so called well educated people were not in a position to inform the same by email / sms/ news letter / circular to our address?. even till this date we have not recd the statements by post. We dont become fools by your people every time, we asked her to close our account immediately and to send cheque for the balance amount if any in my account after looting by your people with the charges debited to our account as your will and wish by courier immediately. After closing the account we will lodge a complaint to r b i, bankers ombudsman as well as complaining to our near and dear with a copy to media. Regards Rtn M V B Mob: +91 98481 13683 --------------------------------------------------------------------------------------------------------------------------------------------------------- On 29-Jun-2012, at 7:26, Vijaya Bhaskar <[email protected]> wrote: Res sir, how many decades needed to reverse the same. Why once again debited around rs.250/- even maintaining bal of 10 k . Regards Rtn M V B Mob: +91 98481 13683 ---------------------------------------------------------------------------------------------------------------------------------------------------------- 12/06/2012.5.39 P M To [email protected] <[email protected]>;[email protected] <[email protected]>; , Res Sir, Thx for ur reply. As per your communication we have to maintain Rs 5 K only. When it was enhanced and when it was changed and why it was not communicated to us ?. Its not your duty ?. Regards Rtn Vijaya Bhaskar M JAGISA GROUP Of Agencies # G - 3, Swarajya Residency, Adj to "Vikas" The Concept School, Sai Krishnaja Hills, Coca Cola X roads (Ameenpur), Miyapur to Bollarum route, Bachupally post, Hyderabad - 500 090. A P. Ph: +91- 40 - 2304 6898 , 2304 8615, 6451 5947 Fax: +91 40 2304 6530. Mobile: +91 99514 -13683 / 92462-13683 / 98481-13683 Email: [email protected] Visit us at: http://jagisa.net, http://jagisapaperbags.com From: "[email protected]" <[email protected]> To: [email protected] Sent: Tuesday, 12 June 2012 5:28 PM Subject: Request for reversal of charges Dear Mr. Vijaya Bhaskar, Greetings from HDFC Bank. This is with reference to your request for the reversal of AMB non maintenance charges levied to your account. AMB charges are levied to your account as there was no minimum balance of Rs.10,000/- maintained in your account. As a service gesture, we are reversing 2 AMB Charges and request you to kindly maintain the required minimum balance to avoid such charges in future. You will get the credit of 2 AMB's amount in 2 working days. Please do write to us for further clarifications and assistance. Know more about us on www.hdfcbank.com. Connect with us on Facebook at www.facebook.com/hdfcbank ____________________________________________ From: Rtn Vijaya Bhaskar <[email protected]> To: "[email protected]" <[email protected]>; "[email protected]" <[email protected]> Sent: Friday, 8 June 2012 6:25 PM Subject: Reasons for debit ? Ref : My SB Account no : 06421000114400 With ref to the above, we are getting repeated messages by saying that our account was having credit balance below the prescribed amount. We have deposited Rs.500/- twice.We don't know the reasons for going below the prescribed amount. If it so, we should get the particulars. We demand your people to check and reverse the charges immediately.Other wise we were compelled to lodge a complaint to RBI in this regard. Regards Rtn Vijaya Bhaskar M JAGISA GROUP Of Agencies # G - 3, Swarajya Residency, Adj to "Vikas" The Concept School, Sai Krishnaja Hills, Coca Cola X roads (Ameenpur), Miyapur to Bollarum route, Bachupally post, Hyderabad - 500 090. A P. Ph: +91- 40 - 2304 6898 , 2304 8615, 6451 5947 Fax: +91 40 2304 6530. Mobile: +91 99514 -13683 / 92462-13683 / 98481-13683 Email: [email protected] Visit us at: http://jagisa.net, http://jagisapaperbags.com From: "[email protected]" <[email protected]> To: [email protected] Sent: Friday, 8 June 2012 7:50 AM Subject: ALERT MESSAGE FROM HDFCBANK Dear Customer, The balance in A/c No. XXXX4400 at SANJEEV REDDY NAGAR as of 07 Jun 2012 is INR 4,959.55 You have received alert by subscribing for HDFC Bank InstaAlerts. To unsubscribe/ modify alerts login to Netbanking or visit nearest branch. Check A/c for current balance. Credits in A/c are subject to clearing. For any queries write-in to [email protected] HDFC Bank has been recognized as "The Strongest Bank in Asia Pacific Region" by The Asian Banker, outperforming 59 top tier banks across 13 countries.
Mangesh1974 July 16, 2011
Debit Card Block
Lot of communication done but rather then solution you have blocked my debit salary account card and it is against role and regulation of banking as my understanding, my card never was part of my salary account and any thing for this account should discussed with me before any action taken,

I was associate with your bank since last 6 and half year, it seems that you are not interested to Carrey my account, will change my gold account due to experience faced today,

My card no 5243 6811 0117 2651

I was in hospital due to some treatment and suddenly got my card is blocked by bank,

The lady who is handling my credit card case Service Manager, Ms.Taskin Sayed not having manners how to talk to customer how to resolve customer issue, approx 50 calls done to her but not responding, however if this block is not remove today then I will escalated this matter to higher level,


Regards

Mangesh
pontiflexbrd July 15, 2011
Charges
I noticed a charge of Rs 11030 for AQB SER CHGS INC ST & CESS. What is this for? HDFC bank is a cheating bank... Worst bank ever!!!
Babulal Sarkar July 8, 2011
Loan Clearance certificate
Sir,
This is the third time that I am submitting this complain.My salary/saving account is in HDFC Bank, Dabagardens, Visakhapatnam (A/C No.12431150002210)..I had taken a personal loan during 2005-2006 from Visakhapatnam(that time my account was in Centurion Bank which is now merged with HDFC).The loan amount has been completely cleared by Sep 2009 and presently there is no due in loan account towards me.

I have applied for a personal loan(in May 2011) from Kolkata, because presently posted at Kolkata. My loan application (ref. no.18883497) has been rejected by HDFC bank stating that during previous loan 3-4 cheques were bounced and due to that CIBIL report I can not avail any type of loan from any bank in future.

Sir, now I am going through financial crisis and I need loan assistance from HDFC bank. I have already cleared my previous loan; it is not my fault that my name is in the CIBIL report. It is my request that please take necessary action that I get a Loan Clearance Certificate in my residential address. Please intimate the same to CIBIL also that my record can be corrected. So that I can avail loan facility from bank.

Thanking you
Yours faithfully

(Babulal Sarkar)
Babulal Sarkar July 5, 2011
CIBIL report after repayment of Bank loan
Subject: Loan Clearance Certificate and CIBIL Report
A/C No.12431150002210
Sir,
My salary/saving account is in HDFC Bank, Dabagardens, Visakhapatnam.I had taken a personal loan during 2005-2006 from Visakhapatnam(that time my account was in Centurion Bank which is now merged with HDFC).The loan amount has been completely cleared by Sep 2009 and presently there is no due in loan account towards me.

Last month I have applied for a personal loan from Kolkata, because presently posted at Kolkata. My loan application (ref. no.18883497) has been rejected by HDFC bank, Kolkata, stating that during previous loan 3-4 cheque was bounced and due to that report I can not avail any type of loan from any bank in future.

Sir, now I am going through financial crisis and I need loan assistance from HDFC bank. I have already cleared my previous loan; it is not my fault that my name is in the CIBIL list. It is my request that please take necessary action that I get a Loan Clearance Certificate in my residential address. Please intimate the same to CIBIL also that my record can be corrected. So that I can avail loan facility from bank.

Thanking you
Yours faithfully
Babulal Sarkar
C/O Dr. Sunil Kumar Dutta
240, Seth Bagan Road
Near Seth Bagan PO
Dum Dum
Kolkata: 700 030
Mobile: 7278821767
Email ID:[email protected]
Babulal Sarkar July 4, 2011
False CIBIL report
From : Babulal Sarkar
C/O Dr. Sunil Kumar Dutta
240, Seth Bagan Road
Near Seth Bagan PO
Dum Dum
Kolkata: 700 030
Mobile: 7278821767
Email ID:[email protected]

To :

The Manager
HDFC Bank (Support)

Subject: Loan Clearance Certificate and CIBIL Report
A/C No.12431150002210
Sir,
My salary/saving account in HDFC, Dabagardens, Visakhapatnam.I had taken a personal loan during 2005-2006 from Visakhapatnam(that time my account was in Centurion Bank which is now merged with HDFC).The loan amount has been completely cleared by Sep 2009 and presently there is no due in loan account towards me.

Last month I have applied for a personal loan from HDFC Bank, Kolkata, because presently posted at Kolkata. My loan application (ref. no.18883497) has been rejected by HDFC bank stating that during previous loan 3-4 cheque were bounced and due to that report I can not avail any type of loan from any bank in future.

Sir, now I am going through financial crisis and I need loan assistance from HDFC bank. I have already cleared my previous loan; it is not my fault that my name is in the CIBIL list. It is my request that please take necessary action that I get a Loan Clearance Certificate in my residential address. Please intimate the same to CIBIL also that my record can be corrected. So that I can avail loan facility from bank.

Thanking you
Yours faithfully

(Babulal Sarkar)
devendra kumar dubey June 25, 2011
Not receive relieving latter and full & final settlement amount
dear sir,
I was working with HDFC Bank Ltd at indore branch from 15/07/2008 . I have already submitted my resignation letter as well as cse post checklist. But till date I have not received my relieving letter nor full & final settlement amount. my employee code cd-11068 and branch code 1240 commerce house indore.
So its my humble request to you for taking positive steps in this regards.

devendra kumar dubey
employee code-cd 11068
mob:09125155618
Sabkayaar June 21, 2011
Transactions on expired credit card
Credit card expired in Mar but showing transactions and payments in Apr and May. When emailed attaching the card statement HDFC Bank senior executives and management turned deaf ear. All outstanding dues are paid but transactions are showing in months of Apr and May on expired credit card.
SOMVEER SINGH June 18, 2011
Recovery
I somveer singh was take a two wheeler loan from HDFC bank in Novermber -10 after that i was paid emi regularly and 11th of June I have take the encloser from Green Park New Delhi barnch for Loan A/c No. 17621240 with encloser amount Rs. 27457.97 after that i have paid the cheque No. 191950 for above amount towards Full & final settlement at same above branch and same day after that the above cheque also has been cleared by 14. 06.2011 from my bank after that recovery agent had call to me on 17th June-11 at 10.14 Pm and useing very rudly talking. i was say to him i have been cleared this loan and my cheque also has been cleared after that he is calling to me again and again from Mobile No. 9211724980. now i have also confirm from HDFC custer care, custer care saying loan a/c has been closed on 16th june-11. but after all that he is not stoping the call.
Therfor you are requested to take a action againg this person.
Name : Somveer Singh
Loan A/c NO. 17621240
Closer Date : 16th June-11 (Confirm by HDFC Customer Care)
Encloser Letter Date : 11th June-11
Payment Date : 11th June
Ch Clear Date : 14th JUne

Thanks
Somveer Singh
G. Sivakumar June 4, 2011
Rude behaviour of the collection Dept
Singapore
Friday, 3rd June, 2011

From
G. Sivakumar
Blk 25A Jalan Membina
#24-100
Singapore – 162025

To
The Officer in-charge
Customer Complaints & Grievance Cell
HDFC Bank Ltd

Dear Sir / Madam,

Reg: Complaint against the HDFC collection dept Mr. Mohan

I am an NRI residing in Singapore since 1993 and I am currently working as a ‘Regional Director of Business Intelligence (APAC)’ in a world leading US based Media giant Omnicom Media Group.

I am holding both NRE & NRI accounts in HDFC Gandhipuram branch, Coimbatore since 2008. I also having 2 more investment linked insurance accounts with HDFC SLIC for my 2 daughters worth more than Rs.10 Lakhs.

I also took a personal loan under my wife’s name S. Malathi (Loan agreement no. 17418896) for amount Rs, .8 Lakhs in Dec-2010 and I am paying my EMI regularly for the last 5 months on time.

Due to some unforeseen circumstances, my family has to rushed back to Singapore for renewal of visa for their permanent residency status here on 5th May 2011 and they have to stay here till 26th May 2011. As such they missed the EMI on the particular month, I’ve explained the situation to the collection department when I got the call from them and I’ve promised them to pay once my family landed in India.

On Monday, 30th May 2011 around 2pm Singapore time, I received a call from this Cell Phone no. +91-9884132281 and the person introduced himself as Mr. Mohan as collection manager of HDFC. He asked me about the EMI instalment due for this month and I told him that I will be paying the amount in 2 days time since the processing of my foreign cheque is being delayed.

All of a sudden, he started scolding me without any kind of respect as if I am runaway thief and used un-parliamentary, arrogant, rude words without given chance to explain the situation. I told him that this is the first time I am missing the EMI and I have only one instalment pending. But he is not in a state to listen to my explanations and request to grant me extension for couple of days. To add more insult, he threatened to attack me and my family in Coimbatore by sending his collection men to my house. He threatened for my life and my family life by sending thugs to my home.

On this backdrop, I would like to raise the following queries to you and your authorities and I am expecting clear and precise answers from you ASAP.

1. Is this the way you treat a NRI customer who holds long term relationship with your organization?
2. I hope you are running a financial institution with reputed staffs and not ‘Gundas Association’?
3. Why can’t I file a police report to seek protection against so called thugs from Mr. Mohan?
4. What kind of actions are you going to take against this rude guy?

If your answers are not satisfying, I have no other way to take this matter to higher authorities and I will file a defamation suit against your bank and this guy for spoiling my modesty and reputation and I will publish these whole scenarios to all Medias, newspapers, forums and place your debt collecting procedures under spotlight.

Also, I am planning to wound up all my accounts and relationship with HDFC once for all and I will advocate all my NRI friends the same. Due to this unwanted happening, you had missed a chance of my huge sum of investments and fixed deposits and other banks are going to benefit from here.

In my many years of banking relations, I was never treated this way and never get this kind of ill-treatment from any local or foreign banks for more than 30 years.

I sincerely hope, you should advocate, advise and take severe action against this kind of rude persons who are spoiling the good name of the HDFC. Please feel free to contact me if you need more information. Hope to hear from you soon.

FYI, I’ve made arrangements and the EMI instalment of Rs.29, 800/- has been paid on Tue, 31st May 2011.

Thanks and Regards
G. Sivakumar
Singapore
+65-9482 7181
[email protected]

CC:
1. Shri S. Ganesh, Reserve Bank of India, Complaints against other banks
2. Shri B.K. Mishra, General Manager, Reserve Bank of India
3. Mr. Aditya Puri, Managing Director, HDFC Bank
4. Mr. Harish Engineer, Executive Director, HDFC Bank
5. Mr. Navin Puri, Country Head - Branch Banking, HDFC Banks
6. Mr. Rahul Bhagat, Country Head - Retail Products, HDFC Bank

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