I have had my HSBC card since 2003. I was enrolled in the AccountSecure Plus without my authorization, and I have been paying fees for this whole time...
I should have noticed it sooner but... I failed!
When I called to complain they "offered" to either remove the last 4 charges or investigate the enrollment. If it was found to be an unauthorized enrollment, I would get all my money back.
I looked online and found everyone who had opted for the investigation was still waiting for the refund after over a year... I opted for the 4 months, because it was definite.
I am suspicious of any company willing to refund 4 months worth of charges immediately, but I didn't want to wait a over a year to find out if they were going to refund my charges or not.
FRAUD
