I have had my HSBC card since 2003. I was enrolled in the AccountSecure Plus without my authorization, and I have been paying fees for this whole time... I should have noticed it sooner but... I failed! When I called to complain they "offered" to either remove the last 4 charges or investigate the enrollment. If it was found to be an unauthorized enrollment, I would get all my money back. I looked online and found everyone who had opted for the investigation was still waiting for the refund after over a year... I opted for... read full review »