In Hawaii I had bought a Jeep on EBay and clicked on a add for HSBC to finance it. I was sent clear title for the Jeep and with in a year sold the Jeep and paid HSBC a lump sum that was almost the whole amount owed. Then I paid it off completely. They said I must continue full coverage on the Jeep, I informed them it was not in my name and I could not legally insure it. They charged me for insurance, and have been sending me the bill for years. I have not gotten an answer from them how I can purchase insurance on a vehicle that I don't own and how they can charge me for insurance on a vehicle I don't own? They would not answer the question and now Santander is not responding but I continue to get calls saying I must pay. I email questions and do not get answers...