The company advertises that their HTY Gold cream will eliminate wrinkles if used twice daily. Before I ordered it they said they would refund my money if it didn't work. They said it would take 6-8 weeks to see any results. They did not, on the phone, indicate that there was a 30 day limit to the refund period but 6 weeks is longer than 30 days. The product didn't have any effect on my skin but when I tried to get the refund they said it was longer than 30 days so I was out of luck. In other words they refused to give me the refund. The product is made from cocoa butter which was an obvious scent and then claim red palm oil. They are a bunch of scammers selling a 10 cent product for over $200.