The company advertises that their HTY Gold cream will eliminate wrinkles if used twice daily. Before I ordered it they said they would refund my money if it didn't work. They said it would take 6-8 weeks to see any results. They did not, on the phone, indicate that there was a 30 day limit to the refund period but 6 weeks is longer than 30 days. The product didn't have any effect on my skin but when I tried to get the refund they said it was longer than 30 days so I was out of luck. In other words they refused to give me the refund... read full review »