I signed up on 2/16/10 for a yearly free credit report thru annualfreecreditreport.TransUnion.com. After printing it out I called them on 2/17/10 to make sure I wouldn't be charged for anything and cancelled and got a confirmation # 3798. On 2/23/10 I find a charge debited to my checking account of $14.95, with only MNI credit report listed, due to my debit card number being requested thru Trans Union. I called them and they said they didn't charge me anything. After looking carefully at my credit report found the MNI listed in Calabasas. How they got the idea I signed up from them is beyond me? I have disputed the charge with my bank, but it will take weeks for them to notify them and get back to me. This is out and out fraud and thief. Why are these people still in business and allowed to do this? I am a senior and on a very fixed income and $14.95 is not money I can throw away on a fraud. Suzanne DuCharme [email protected]