I signed up on 2/16/10 for a yearly free credit report thru annualfreecreditreport.TransUnion.com. After printing it out I called them on 2/17/10 to make sure I wouldn't be charged for anything and cancelled and got a confirmation # 3798. On 2/23/10 I find a charge debited to my checking account of $14.95, with only MNI credit report listed, due to my debit card number being requested thru Trans Union. I called them and they said they didn't charge me anything. After looking carefully at my credit report found the MNI listed in... read full review »