RMS began calling my wife 6 months ago, claiming that she owed money to a medical insurance provider who had overpaid on a claim. This was completely bogus. We had never even had coverage through that provider, so told them that they had the wrong person. But RMS had her name, her birthdate, our address, etc. -- obviously things that they could get with one of those online public record searches. A couple months later we got a letter from RMS listing the medical services that were provided, and clearly it was not my wife they were after. We call them, tell them again that they need to do their homework and figure out who they should chase because obviously it's not us. Case closed? No. Yesterday they called again with the same agenda. My wife again tells them to go away, that it is not her, etc. Then we called the insurance provider to try to get to the bottom of this. It turns out that there was someone in the same town as us, same name as my wife, who had not paid them back, but the snippet of last known address and last 4 digits of SS# they provided did not match hers. So what is RMS doing?? My guess is that they search for same name, same town, and then look up all the info they can find on the unfortunates who MIGHT be the now-vanished indebted person, and start blasting them with phone calls. This is harassment at least, and may be illegal -- or at least it should be. If these morons ever call back, what's the proper response? I'm thinking state office of consumer protection, state attorney general's office, something like that. Any advice?