RMS began calling my wife 6 months ago, claiming that she owed money to a medical insurance provider who had overpaid on a claim. This was completely bogus. We had never even had coverage through that provider, so told them that they had the wrong person. But RMS had her name, her birthdate, our address, etc. -- obviously things that they could get with one of those online public record searches. A couple months later we got a letter from RMS listing the medical services that were provided, and clearly it was not my wife they were after. We... read full review »