I am being harrasssed by NCO Financial (Google them - I'm not the first victim). An online "T-Mobile" authorized Representative who seemed to be offering a fairly decent T-Mobile plan to switch my five family plan phones to Androids. I was to have a period of time to cancel after the phone arrived, a little searching revealed no cancellation if a phone was activated. I declined delivery when the phones arrived and signed a document to that effect. Since December the bill for the phones has reached over $1, 000. (the phones were "free"), and I have been billed and phoned by the authorized representative and a couple collection calls (unidentified). Today it was a recording from NCO, Richard Hathcock's office, to call him at 1-800-413-0134.