I signed up for 18 months of Urban Active gym time and paid the amount with a credit card. a year later I get a threatening phone call from a collection agency saying I owe money. When asked why, all they could say was "it was in your contract". Not a good answer - I am sure no one pointed it out. then I get an email saying I owe money and to call the local gym. I call and find out I owe money for a facilities fee. It's an ok gym but I am thinking I won't rejoin, you never really know what your final cost will be. Look up Urban Active in Ohio and see the grade of D. Ask about extraneous fees if you feel you want to join. Don;t take their first offer of a monthly fee, keep trying for a lower one. they will try to stick you with a $49 setup fee - make them waive that or give you more months time in place of the extra money.