I received a phone call from a lady promoting online savings through local stores. If I signed up for their membership, I would receive a $100 gift card from Target or Wal-Mart. They charged my credit card within the next two days; however, I didn't receive the information packet until 3 weeks later. Of course, there was no gift card, but I had to submit my own receipts to them to receive a $25 gift card. The website to submit information to receive these gift cards never worked for me. Then once you submitted the information it was going to take them 28 days to respond. Your membership fee increases after 30 days, therefore, if you cancel your membership in the meantime you wouldn't receive the gift card. This company already had my full credit card number when they called. The operator also started fast talking and trying to charge other things to my account which I stopped. I feel for the sounds too good to be true scam. I just wanted to warn others out there not to fall for it also.