Wise Planning Corp is a Richmond, BC-based financial planning and insurance firm founded in 2010, serving high-net-worth Chinese-Canadian families and business owners across Richmond, Vancouver, and Burnaby. Unlike traditional insurance brokers, Wise Planning operates as a financial structure architect - combining tax planning, insurance strategy, and asset management into one integrated approach.
Led by founder Jessie Li, a professional with deep accounting expertise, our team reviews your financial statements before recommending any product. We specialize in corporate-owned participating life insurance to protect Small Business Deductions, estate liquidity planning to address capital gains tax at death, super visa insurance with pre-underwriting support for pre-existing conditions, and travel insurance for frequent cross-border travelers.
Whether you are a business owner with retained earnings looking to avoid passive income tax traps, a doctor or lawyer seeking tax-efficient retirement strategies through corporate IRP, or a family planning intergenerational wealth transfer, Wise Planning delivers data-driven, structure-first solutions tailored to your financial position.
Clients across Richmond, Vancouver, Burnaby, and Greater Vancouver trust us for transparent, conflict-free advice grounded in CRA regulations. Structure over product. Tax efficiency first. Visit us at 8351 Alexandra Rd #280, Richmond BC, or call (778) 200-2866.