I purchased my home approximately 25 years ago. My mortgage didn't include property taxes, but I managed to pay it off. Unfortunately, I lost my business and had to file bankruptcy (Chapter 13) in which payments through the Chapter were being disbursed to Xspand for many years. The company which is a subsidiary of JP Morgan Chase purchased the tax lien from Erie County around 1994. In recent years, I fell into a deeper financial slump and the company sold my home at an auction for $100, 000. I hired an attorney who brought an action in supreme court. The Supreme Court judge requested that my attorney and Xspands attorney work the matter out. In addition a STAY was put in place to avoid any further action of the buyer. Xspand refuses to accept $130, 000 from me, but has accepted $100, 000 from the bidder at the auction. I'm not a bilion dollar company who required a bailout, but a senior citizen who wants to stay in her home. I need intervention from someone to help me in this crisis.