I purchased my home approximately 25 years ago. My mortgage didn't include property taxes, but I managed to pay it off. Unfortunately, I lost my business and had to file bankruptcy (Chapter 13) in which payments through the Chapter were being disbursed to Xspand for many years. The company which is a subsidiary of JP Morgan Chase purchased the tax lien from Erie County around 1994. In recent years, I fell into a deeper financial slump and the company sold my home at an auction for $100, 000. I hired an attorney who brought an action in... read full review »