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kirdy_6
February 22, 2010
rudeness and taking my money
i have tried to get a loan a got a phone call from yes loans and they took nearly 70 pound out of my bank have done nothing to find me a loan then rung me a week later trying to take more money when i told them they had already done this they put me on hold n then hung up many thanks kirsty dewart 07772329543
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dobby43
January 28, 2010
theft
iam in the process of being ripped off by yes loans at the moment. i was told that no money would be taken from my account they just needed my bank details to confirm that i have an account. then they refused me for a loan and after a week they are now taking £69.50 from my account and i can't stop them. i do my shopping online as im very ill and i have a young family to feed and today my shopping did not arrive because i have since found out that yes loans have taken my money from my account and are holding it in a holding account until they take it. i will now be thrown overdrawn and i will not get any money now until next week. so my babies are having to go without until this scum company have finished ripping me off. then i have to have my account frozen so that they can investigate this as a fraud. i have been intouch with watchdog and rogue traders and i would suggest that everyone else does the same its the only way to get this stopped and the only way to let everyone know what a scam this is.
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julie george
January 23, 2010
unautharised debit of money
i have been cheated by yes loans, application reference number 22596979.regarding the application they asked me to provide my bank details, i asked why should i give that, then they told it is for the easy transaction .but they have taken £69.50 from my account without my permission.when i tried to contact them over phone i had to spend hours to hold the phone to connect them.i just want my deducted money back.i dont want any deal with yes loans at all.
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Majito56
January 4, 2010
Ghastly company
Ghastly company. I made the mistake of giving this lot my card details. Debited funds out of my account within a few minutes. This meant that i become overdrawn. Now i am being hit by OD charges from my bank. 'Yes-Loans' have created a much worse financial situation for me than before i applied for the loan. I needed the loan of £250 to put towards a second-hand car to help me get back to work after a period of illness. My best advice to anyone looking to borrow is go to the review sites first which is what i should have done. YES -LOANS have left a trail of despair & misery for thousands of people.
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ghostrider6119
December 19, 2009
taking a fee without consent
I enquired with the company for a small loan £250.00, after they took all my details including bank details, they said they required a payment of £69.50, I said I didn't have that amount in my bank account, they sent me my application form out on Thursday which I haven't returned as I had already been accepted for a loan elsewhere, I had written to them on Wednesday to inform them I wasn't interested any more. Low and behold Today Saturday 19 th December they had the cheek to take the money out of my account which I couldn't afford, I'm now overdrawn and face bank charges next month of £60.00, why don't companies like this listen to the customers who at the end of the day pay their WAGES
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Fikaso
November 23, 2009
Unknown charges
I enquired about a loan from Yes Loans and they accepted me and took my bank details and told me they would send out the documentation and all I had to do was sign it and send it back and my £1000 would be in my account within days. It has now been 4 weeks or more and nothing has been put into my account but they took £69.50 out which I was not told about when I phoned. That has put me over my overdraft and I have now incurred £98 of overdraft charges.
I want my money back plus my bank charges or I will get a lawyer and I will sue them.
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Maskal
November 17, 2009
Scam charge
After relinquishing application fee of £69.50 very quickly, no remittance or any furtherment of application was received. 4 weeks later still no word. So i telephoned myself [20 times in 1 day actually] to acertain progress. Nobody will speak to me so i want my money back and want to charge interest on mobile phone bill for major inconvenience caused. I will not stop in pursuit of this matter until a satisfactory outcome is completed.
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Cupidon
November 6, 2009
Overcharged
I applied for a loan with yes loans and gave them my fee straight away. After reading so many bad reviews on the net about this cowboy company i want to cancel my claim and get my fee back. I have been on the phone to customer services for over 10 hours trying to get through with no reply and have spent around £60 on my mobile phone doing this.
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Holdme
November 3, 2009
Nothing, but problems
I applied for a loan via Yes Loans who informed me that they could definitely get me a loan but I had to pay an upfront fee of £69. I informed them that it must not be a loan with a guarantor as I was not in the position to get a guarantor. The loan provided that came through was FLM loans with a guarantor. I rang Yes Loans - 55 minutes of holding before I spoke to somebody - who told me after all that holding that I had to write in. I wrote in June - in September I wrote again and they told me that they had not received my letter and to write again and send it recorded delivery - which I did. I then rang again and after 70 minutes this time of holding - they informed me that they had received my letter 1/10 but it would take them 30 days to process the refund! I am absolutely gutted that they can hold onto my money for nearly 4 months. Having just recently fallen down the same trap with Wentworth - I am waiting for them to refund to me £59 and have lost £120 and have no loan.
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October 28, 2009
Overcharged
I received calls from a call centre several times and the main one being Yes Loans/Advantage loans; who took an application form and approved me (and guaranteed) a loan. They then said there was a fee of 49.99 payable which would be refunded if they did not get me a loan. They sent me an agreement which I did not sign but they kept ringing for the fees as otherwise I will not get the loan agreement/money; then when the fees came out of my account (causing me an overdraft charge) they sent me an agreement for a Guarantor Loan - which is impossible because if you have an adverse credit problem, who would take the chance and approve a loan for you at an extremely high interest rate - when they know that a few weeks down the line they will be responsible for the repayment for saying you will be able to repay it in the first place. Then everytime I ring Yes Loans/Advantage Loans, they would say to me that there is an alternative - a guarantor loan from FLM (express amount of £500) which would not require a guarantor homeowner. I waited all this time and all they would do was re-issue the guarantor loan a week or two later - an agreement from FLM and charge me £49.99 again. Then I would get call centres who I found out were the same brokers attached to Advantage Loans and they would do me the same thing and charge me £49.99. When I call the participating brokers linked to Advantage Loans, they would tell me that I have to ring Advantage Loans. Companies linked or attached to AL are: TLG Loans and Yes Loans and also I think "I will Pay you".com. I am also applying directly to Direct Loans uk for a refund of fees which was taken out out of my account illegally. They said that my card details were only for 'verification' of my bank account and before I knew it they had taken out the fee without my approval and before receiving their contract.
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