As I have been unemployed since April 2008 and could see some impending financial difficulties approaching I contracted with Peoples First Financial for a Loan Modification in September 2008. Living in Michigan my property value had decreased to a level lower then I the mortgage amount I still owed. They assured me that in this situation they could get a significant reduction in Mortgage Principle and Interest and reduce my mortgage payment to ASC by about $500. They also so that they could eliminate my small Second Mortgage to Old... read full review »