I am a college student with a checking account at Flushing Savings Bank, a local branch near my home. I use my Debit card for making purchases. Normally the card declines the transaction if there is not enough sufficient funds to cover the purchase as it is not a credit card. I was out of town for a month or so and during this time, Flushing Savings Bank had sent a notice to my residence demanding $301.47 in fines or they will report me to higher authorities. Upon my arrival, i visited the bank and inquired about the situation. The details a... read full review »