oyce, Lamb, & Associates, Inc. - This debt collection agency claims on thier web site to be the top collectors in the industry and adhere to all Federal, State, and local laws. Boyce, Lamb, & Associates, Inc. This debt collection agency claims on thier web site to be the top collectors in the industry and adhere to all Federal, State, and local laws. They claim to have a contract that I signed and put my social security number on so that I am liable and they will report me to the credit bureau if I don't settle, they use... read full review »