ApparantlyI filled out a form online applying for a "free trial" for this credit service last year. I never received any emails regarding their service, nor did anyone contact me. I assumed that the billings I received on my visa card were a bank service, so I didn't question them. I was subsequently billed $29.95 per month. When I was doing my taxes this year I happened to notice this ambiguous charge again and phoned the bank. It was then that I was informed that it was a private company. When I called them they offered me 3... read full review »