BMG may no longer be in business as of this posting. BE WARNED! NRA and otgher collection agencies are trying to collect money for their client, BMG Music Services, which may appear on your credit report. First, you must contact the collection agency by letter (assuming they contacted you first...if not, you must call them) and request "validation of credit". They MUST supply you with the information they recieved from BMG. You can also request the contact information from them which pertqins to BMG and where they would send the... read full review »