About three weeks ago I received a rather shocking phone call on my cell phone (how they got my number i have not the foggiest clue). From a man saying his name was David jones, but had a some kind of heavy accent telling me to watch my language because the call was being transmited to a judge. I was just floored. My day got much better from there. He proceeded to tell me that I was being charged with all kinds of fraud from a loan that I took out in oct. of 2008 and had ALL of my personal information. <br /> <br /> When I... read full review »