Stay clear of credit rating companies because they are all crooks and they are not to be trused especially USA CREDIT they stole $149.99 out my account and refused to give me back my money so beware of those type of companies they will still your money and they will not give your money back and you will have problems such as rou arounds and stuff like that I am fed up with these cimpanies stealing from the poor and giving to the rich us pooe folks needs to take a stand and let the rich know that we're not going to stand for it any longer its time for us to fight back. read full review »