Have tried and tried working with Beneficial for a modification plan. Spent over two years with numerous phone calls and faxes and dealing with rude people and still nothing. Can't get informatioin from them. worst company I have ever dealth with, so sorry my loan got sold to them...I want out!!! All they do is give you the run around. I have wrote to my senators and congressman and they have been no help. they say they don't regulate Beneficial. Don't know why the government can't help. They bailed everybody out. Seems like everybody is scared of Beneficial, so those of us who got their services are just screwed! read full review »