GEMB will hound you for a payment relentlessly. You get to a point where you either chose your mortgage or you RV...we choose our mortgage. Now when we can make a payment, they don't want to take & they then try to twist your words around. If I could find someone else to take this loan over, I would. I would never recomment GEMB to anyone. They harrass you, but then don't want take your calls or your money. They are too quick to want to repo. Shame on them in this economy. They will get theirs hopefully. read full review »