If you are in the market for a credit card processing company, I would strongly suggest that you avoid Innovative Merchants. My experience with them was far from satisfactory. The online business which I started never took off, so I never had any charges processed through Innovative Merchants. I was being charged a monthly fee, plus in December, an additional $75 was assessed as an annual maintenance fee. One wonders what they were maintaining considering that no credit card charges were being processed by them. At that time, I... read full review »