I took out a Loan in OCT 2010 for $2600. My first payment was $254 amd than was to be 298. I paid this loan of in 4MTHS (I told them Feb i will pay the balance), and my pay off amount was $3012!!! THAT IS INSANE, THE INTEREST IS SO HIGH YOU DONT EVEN PAY TOWARD THE PRINCIPLE.. HOW IS THIS NOT AGAINST THE LAW! Do not get a payday load through them, everyone knows you should pay off payday loads as soon as possible to avoid this type of interest charge but it see that amount in only 4mths. RIP OFF. read full review »