I have banked with PNC/NC for at least 30 years. I carry an approx. 20K balance in checking and savings. I only have an ATM card - I have never liked debit cards. This year I am being charged an annual $10 for the ATM card, but if I switch to a debit card - no annual fee will be charged. Obviously they are "coercing" me to accept the more profitable(for them)debit card when all I want to do is get some cash from the ATM. I'm very angry. read full review »