i started a loan modify with citimortgage aug 2009 and was told by a rep not to pay sept. and oct house payment ( i was not behind in my house payment) then in nov 2009 start my trial, dec, jan 2010 feb 2010 for four months. i complied and finished my trial period . i get this letter that citimortgage sold my loan to pennymac mortgage, i must pay them in march. i called citimortgage and was told that my loan modification was transferred over to pennymac well that was a big lie. i found out when citimortgage sold my loan to pennymac it put me... read full review »