Nelnet is a horrible company. The U.S. Department of Education (Direct Loans) & other lenders sold ALL of my loans to Nelnet. Within 8 months... -I was told I was no longer in my 6 month grace period, even though I had only been out of school for approx. 3 months. There was nothing I could do about this, & I had to start repaying my loans. Legal documents were not sufficient enough evidence. -Because they had started charging months before what was expected, they had sent my bill to my parent's address, not mine. I never knew I... read full review »